A debt collector cannot engage in any conduct whose natural consequence is to harass, oppress, or abuse any person in connection with it. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law governing debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you. Are you calling a debt collector? What can it do? What are your rights? The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when collecting debts.
Here are some answers to frequently asked questions about your rights. The FDCPA covers the collection of debts that are primarily intended for personal, family, or household purposes. Under the FDCPA, you have important rights in relation to your credit card debts, car loans, medical bills, student loans, mortgages, and other household debts. Any debt collector covered by the FDCPA who contacts you regarding a debt must provide you with certain information about it.
The Fair Debt Collection Practices Act (FDCPA) is a federal law that limits what debt collectors can do when they attempt to collect certain types of debts.
