A debt collector cannot engage in any conduct whose natural consequence is to harass, oppress or abuse any person in connection with the collection of. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law governing debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you. The law makes it illegal for debt collectors to harass debtors in other ways, including threats of bodily harm or arrest.
Nor can they lie or use profane or obscene language. In addition, debt collectors cannot threaten to sue a debtor unless they actually intend to take the debtor to court. Using threats of violence or harm. The FDCPA requires a collection agency to disclose specific information and prohibits collectors from engaging in many types of abusive or misleading behavior.
A debt collector who leaves a limited-content message does not violate the FDCPA ban on third-party communications.
