Which of the following options is NOT generally governed by the FDCPA debt collector (A). The following are examples of government debts that are not covered by the FDCPA. We have a team of experienced attorneys who focus on FDCPA cases and offer nationwide services with in-depth knowledge of the state and federal laws governing debt collection practices. However, the FDCPA does not apply to the original creditor, so if the loan is collected by the entity that originally issued it (such as the federal government in the case of federal student loans), the protections of the FDCPA do not apply.
As demonstrated by cases such as AMG, Payday Financial, and Cash Today, practices that are false or misleading under Section 807 of the FDCPA (false claims of government affiliation or false threats to take legal action, to name just a few) are also likely to violate Section 5.Another important aspect to consider under the FDCPA is the treatment of debts owed to the government. Until that date, the FDCPA and other applicable laws will continue to govern the conduct of debt collectors in the FDCPA.
