The FDCPA prohibits debt collectors from pretending to work for any government agency, including law enforcement. Nor can they claim to work for a consumer reporting agency. Are you calling a debt collector? What can it do? What are your rights? The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when collecting debts. Here are some answers to frequently asked questions about your rights.
The Fair Debt Collection Practices Act (FDCPA) establishes specific rules that debt collectors must follow and prohibits certain abusive practices. These are some examples of what the FDCPA would consider a prohibited practice used to collect a debt. The federal Fair Debt Collection Practices Act (FDCPA) was enacted to curb annoying behavior and abusive.